Financing That Fits Your Deal
Three programs designed by investors for investors. Competitive rates, no junk fees, and a process built around how deals actually work.
Quick Comparison
| Fix & Flip | Bridge | Ground Up | |
|---|---|---|---|
| Rate Starting At | 10.99% | 10.49% | 11.99% |
| Origination | 2% | 2% | 2% |
| Term | 12 Months | 12–24 Months | 12–24 Months |
| Purchase LTV | Up to 85% | Up to 80% | Up to 80% |
| Rehab / Construction | Up to 100% | — | Up to 80% |
| LTV on ARV | Up to 85% | Up to 85% | Up to 80% |
| Loan Range | $100K–$2M | $50K–$2M | $100K–$2M |
| Min FICO | 660 | 660 | 660 |
Fix & Flip
Flexible financing for your next rehab; from cosmetic refreshes to full gut renovations. Residential or commercial properties.
Loan Terms
Leverage
Short-Term Bridge
Bridge the financing gap for acquisitions, cash-out refinances, and everything in between. No prior experience required.
Loan Terms
Leverage
Ground Up
New construction financing for residential builds in Central Florida. From foundation to finish. Project must be shovel-ready.
Loan Terms
Leverage
Common Questions
For single-family flips in the Central Florida market, no; we do our own in-house valuations. For commercial projects, deals outside our core area, or new construction, an appraisal will be required.
No maximum property size. We'll even fund a horse farm.
No, we do not cross-collateralize or provide portfolio loans. Each property qualifies individually and requires a separate application.
Not for undeveloped land with no plans. If you're planning to build, you may qualify for a Ground Up loan. The project should be shovel-ready with plans, permits, and a construction budget in place.
For Fix & Flip and Ground Up: minimum loan amount of $100,000, property as-is value of $100,000+, and ARV of $150,000+. Bridge loans start at $50,000.
You need to be a U.S. citizen or legal resident.
Yes, rural property financing is available for our short-term loan programs.