Investors First. Lenders Second.
We didn't start in banking. We started in the field; buying, rehabbing, and selling properties across Central Florida for over a decade.
Our Story
We've been real estate investors for over a decade and have borrowed from plenty of hard money lenders along the way. We know exactly what works, what doesn't, and what borrowers wish their lender understood. That experience is baked into everything we do at Streetly Capital.
We're still active investors ourselves, so we experience the lending process from both sides; every rate change, every draw request, every closing. That firsthand knowledge shapes how we treat our borrowers.
Specializing in everything from comprehensive renovations to ground-up construction, our expertise lies in financing projects that shape our own community. Whether you're tackling a gut rehab, a full tear-down, or a quick cosmetic flip, we understand the unique challenges each project presents, because we've been there ourselves.
We keep our lending operations independent from our personal investments so our borrowers always come first.
Built on Borrower Experience
We Speak Your Language
Scope of work, ARV, draw schedules, construction timelines; we don't need these explained to us. We've lived them on hundreds of projects, and that fluency shows in how we underwrite and communicate.
Speed Is Non-Negotiable
Deals don't wait. We provide instant proof-of-funds letters and term sheets because we know what it feels like to lose a deal over a slow lender. Our process is built for how investors actually work.
Deep Local Knowledge
With 20+ years combined experience in Central Florida real estate, we know the neighborhoods, the comps, and the market dynamics. For local single-family flips, we do our own in-house valuations.
No Surprises, No Junk Fees
We've been on the other side of junk fees and last-minute changes. We don't do that. What we quote is what you get; transparent terms from people who know how frustrating the alternative is.
Investors Behind the Loans
Zach Mitchell
UCF graduate with a B.S. in Real Estate. Zach started his career as a commercial appraiser covering asset classes from single-family subdivisions to multifamily, office, retail, industrial, and large land tracts. That led to underwriting new development opportunities and placing debt and equity on projects ranging from $10M to $75M for a national apartment developer. In 2013, Zach and Jenny purchased their first flip; and have been directly involved in $60M+ in residential flip and wholesale transactions since. That combination of institutional finance experience and hands-on investing is the foundation Streetly Capital is built on.
$60M+ in TransactionsAndrew Cunningham
Originally from Ireland, Andrew brought his background in tech to the Central Florida real estate market over a decade ago. Since then, he's been directly involved in 100+ wholesale transactions and $30M+ in residential flip projects. As the head of borrower relations at Streetly Capital, Andrew is your main point of contact from first conversation through closing. His hands-on experience on the acquisition and disposition side means he understands your deal from the investor's perspective, not just the lender's.
$30M+ in TransactionsJenny Cunningham
A decade deep in Orlando's fix-and-flip market with an expert eye for valuations, interior design, and project management. Jenny has been directly involved in 160+ real estate transactions spanning flips, wholesales, and design-build client projects. Her ability to evaluate opportunities and maximize returns on renovation projects is what drives our underwriting perspective.
160+ TransactionsIan Cunningham
Ian's career spans underwriting, mortgage risk evaluation, and financial markets. He has been directly involved in the acquisition and sale of over €500M of European property assets. As the founder of Nera Capital, a specialist funding business in Ireland, Ian brings deep experience in identifying opportunity in complex markets and managing risk across cycles. His strategic guidance helps Streetly think beyond the next deal and build for the long term.
€500M+ in AssetsReady to Work Together?
Whether it's your first flip or your fiftieth, we're here to fund it.
Get Approved Today →