Loan Programs

  • Interest Rates: Starting at 11.99%
  • Origination: Starting at 1.89%
  • Loan To Project Cost (LTC): Up To 80%
  • Construction Financing: Up To 80%
  • Loan To ARV: Up To 80%
  • Term: 12-24 Months
  • Minimum Loan Amount: $100,000
  • Maximum Loan Amount: $2,000,000
  • Minimum FICO: 660
  • Property Type: Residential

BENEFITS

  • Instant Proof of Funds Letter
  • Interest Only Payments
  • Discounts for Repeat Borrowers
  • Up to 80% Construction Financing
  • No Hard Credit Pull
  • No Junk Fees

FAQs

No, we do not offer financing for raw or undeveloped land where there are no plans for development. Ground up construction loans need to be “shovel ready” – building plans and permits, a completed construction budget, and in some cases a budget feasibility review. The borrower should be ready to break ground shortly after the closing.

Yes, rural property financing for short-term loans is available.

For new construction projects, an appraisal will be required.

You need to be a US citizen or legal resident.